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Main Subject: Finance and financial sector

Free Credit Scores for Consumers Act of 2019

This bill requires credit reporting agencies to provide free credit scores to consumers with their free annual consumer reports. The bill also provides for automatic free credit scores and consumer reports in specified circumstances. Credit reporting agencies must provide consumers with additional information regarding the calculation of their credit score.

Specified lenders must give consumers free copies of any consumer reports and credit scores they used for underwriting before consumers sign the respective loan agreements.

House floor actions Actions

Calendars
Nov. 21 2019	Placed on the Union Calendar, Calendar No. 247.

Committee
Nov. 21 2019	Reported (Amended) by the Committee on Financial Services. H. Rept. 116-306.

IntroReferral
Jul. 05 2019	Referred to the House Committee on Financial Services.

Library of Congress Actions

Committee
Nov. 21 2019	Reported (Amended) by the Committee on Financial Services. H. Rept. 116-306.

IntroReferral
Jul. 05 2019	Introduced in House Introduced in House

House committee actions Actions

Committee
Jul. 11 2019	Ordered to be Reported (Amended) by the Yeas and Nays: 32 - 26. Committee Consideration and Mark-up Session Held.

House bill HR3618-116

Free Credit Scores for Consumers Act of 2019

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