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Main Subject: Finance and financial sector

Deposit Insurance Reform Act of 2023

This bill requires the Federal Deposit Insurance Corporation (FDIC) and the National Credit Union Administration (NCUA) to establish additional levels of deposit insurance. Currently, the FDIC and NCUA insures individual accounts up to $250,000. Under the bill, FDIC and NCUA must establish insurance amounts above existing levels that are applicable to commercial deposits. An institution may elect to apply a higher insurance amount to commercial deposits.

House floor actions Actions

IntroReferral
Jun. 07 2023	Referred to the House Committee on Financial Services.

Library of Congress Actions

IntroReferral
Jun. 07 2023	Introduced in House Introduced in House

House bill HR3928-118

Deposit Insurance Reform Act of 2023

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